Top Instant Personal Loans from Banks
| Bank | Instant Approval in | Personal Loan Interest Rate |
|---|---|---|
| ICICI Bank | 3 Seconds | 11.25% – 22% p.a. |
| HDFC Bank | 10 Seconds | 11.25% -21.50% p.a. |
| Yes Bank | 1 Minute | 10.75% onwards |
| IDFC First | 2 Minutes | 9.20% – 34% p.a. |
In this way, can I get loan without job?
There are lenders who offer personal loans even if you don’t have a stable job. … You can get such loans in the form of secured loans, payday loans and government personal loan schemes for the unemployed, to name a few.
Beside this, how can I get a loan in 2 minutes?
Paytm Loan In 2 Minutes: Paytm is offering loan up to Rs 2 lakh to its customer in just 2 minutes without any physical documentation or verification. Paytm is offering instant loan up to Rs 2 lakh to its customer in just 2 minutes. The non-banking financial company has digitised the entire process for loan application.
How can I get immediate money?
19 Ways to Find Fast Cash
- Sell spare electronics. …
- Sell unused gift cards. …
- Pawn something. …
- Work today for pay today. …
- Seek community loans and assistance. …
- Ask for forbearance on bills. …
- Request a payroll advance. …
- Take a loan from your retirement account.
How can I get instant loan without proof?
Keep the following factors in mind to avail an instant loan without income proof:
- High CIBIL score. Maintain a high CIBIL score around or above 750. …
- Provide proof of income from other sources. Submit other sources of income if available: …
- Apply with a co-applicant or guarantor. …
- Gain the trust of your lender.
Is 550 a good cibil score?
Usually, a credit score of 750 or more is considered excellent. People with a score over 750 can expect better approvals for financial services like loans. A score over 700 is decent while getting a personal loan for a CIBIL score of 550 or lower can be difficult.
Is instant loan app safe?
Instant loan apps not falling on the radar of regulatory authorities in India should not be installed for availing of loans. Legal lending apps operating in tandem with authorized financial institutions or NBFCs can be trusted and considered safe for online loan applications.
Is there any app that gives loan?
1. Paylater. Paylater is an easy-to-use and entirely online lending platform that provides short-term loans to individuals and small businesses in Nigeria to help cover unexpected expenses or urgent cash needs. With Paylater, you can access up to 500,000 Naira loan with no collateral.
What is MoneyTap app?
MoneyTap is India’s first app-based personal credit line, offered in partnership with banks. With the tap of a button, this app lets you borrow as little as Rs. 3000 or as much as Rs. 5 lakhs depending on your credit limit that is set by our banking partners. More importantly, you pay interest only on what you use.