Top Instant Personal Loans from Banks
| Bank | Instant Approval in | Personal Loan Interest Rate |
|---|---|---|
| ICICI Bank | 3 Seconds | 10.5% – 19% p.a. |
| HDFC Bank | 10 Seconds | 10.50% -21.00% p.a. |
| Yes Bank | 1 Minute | 10.00% p.a. onwards |
| IDFC First | 2 Minutes | 10.49% p.a. onwards |
Also know, can I get loan on PhonePe?
To get started, go to the PhonePe app and choose the My Money option. When you choose this option, the balances of all your UPI accounts and your PhonePe wallet will be shown. You will also get the loan amount provided through Flipkart Pay Later. This loan amount will be conveniently used for any form of payment.
Also to know is, is CashBean RBI registered?
CashBean – Loan Online Personal Loan App. P.C. Financial Services Private Limited (the ‘Company’), is a Non-Banking Finance Company(NBFC) duly registered with Reserve Bank of India(RBI), engaged in the business of providing loans.
Is IDFC Bank a government bank?
IDFC Bank Limited (“IDFC Bank”) is a professionally managed new private sector bank in India, promoted by IDFC Limited (“IDFC”). … Our Bank has three business verticals namely Commercial and Wholesale banking, Rural banking, Personal and Business banking.
Is IDFC bank safe?
9,594 crore as on June 30, 2019. The various other positive aspects include high growth in net interest margins and improved cost to income ratio. The second aspect to note is that the deposits are AAA rated by CRISIL, which is the highest level of safety.
Is IndiaLends a safe site?
IndiaLends.com is a fake agency. They took my documents and Rs. 2500 in order to provide personal loan.My loan was not passed even after three months. When I had put pressure on the cheaters, they told a lie that your loan is approved.
Is instant loan app safe?
Instant loan apps not falling on the radar of regulatory authorities in India should not be installed for availing of loans. Legal lending apps operating in tandem with authorized financial institutions or NBFCs can be trusted and considered safe for online loan applications.
Is KreditBee legal?
KreditBee grants You a limited license to access and use the Platform for availing the Services, but not to download any material from it (other than page caching) or modify it, or any portion of it, except with express written consent of KreditBee and / or its affiliates, as may be applicable.
Is MoneyTap app safe?
No. MoneyTap is not fake. It is a genuine and a unique product designed with a singular goal – to serve the users.
What is MoneyTap app?
MoneyTap is India’s first app-based personal credit line, offered in partnership with banks. With the tap of a button, this app lets you borrow as little as Rs. 3000 or as much as Rs. 5 lakhs depending on your credit limit that is set by our banking partners. More importantly, you pay interest only on what you use.
Which bank gives instant loan online?
IDFC FIRST Bank provides an instant Personal Loan online for both self-employed and salaried individuals.