Average personal loan interest rates by credit score
| Credit score | Average loan interest rate |
|---|---|
| 720–850 | 10.3%–12.5% |
| 690–719 | 13.5%–15.5% |
| 630–689 | 17.8%–19.9% |
| 300–629 | 28.5%–32.0% |
Also to know is, is 3.5 A good mortgage rate for 30 years?
What is a good 30-year fixed mortgage rate? … If you can qualify for a 30-year fixed rate mortgage anywhere between 3% to 3.5% you’re getting a solid deal. Certain mortgages typically have higher rates, like loans for investment properties, jumbo loans, and cash-out refinance mortgages.
Herein, is a 3.8 mortgage rate good?
Anything at or below 3% is an excellent mortgage rate. And the lower, your mortgage rate, the more money you can save over the life of the loan. … If you get that same mortgage but at a rate of 3.8%, you’ll be paying a total of $169,362 in interest over a 30-year repayment term.
Is LightStream finance legit?
Is LightStream legit? LightStream is a reputable online lender that offers competitive interest rates and an easy application process. While it doesn’t disclose credit requirements, many employed borrowers with good credit scores have a chance of approval.
Which bank has the lowest interest rate?
The major bank with the lowest interest rate for a personal loan is Barclays, at 5.74%. Other notable banks with low personal loan rates include HSBC (5.99%) and PNC (5.99%).