Heartland ECSI primarily services health and nursing loans, which are administered through the HRSA (Health Resources and Services Administration). These loans come in the form of Loans for Disadvantaged Students (LDS) and Health Professional Student Loans (HPSL), which are non-direct federal loans.
Also question is, can you defer Perkins loans?
Loan Deferments/Forbearance
You may qualify for a Deferment on your Perkins Loan that is not in default. During deferment, you can delay payment with no interest accruing during the deferment period. … Forbearance can be granted in intervals of up to 12 months for a total of 3 years.
Keeping this in consideration, how do I pay back my federal Perkins Loan?
Payments may be made monthly or quarterly. There aren’t prepayment penalties for paying off your loan early. While funding for Perkins loans comes from the government, your school or the school’s loan servicer collects student loan payments and helps you navigate repayment.
How do I pay my heartland loan?
Choose the loan payment option that works best for you!
- eBranch. Transfer funds from your Heartland Credit Union account to your Heartland loan via Online Banking.
- Mobile App. …
- Payroll Distribution. …
- Automatic Transfer. …
- Reoccurring Electronic Funds Transfer. …
- ACH Transfer. …
- Mobile Check Deposit. …
- U.S. Mail.
How long does it take heartland Ecsi to deposit money?
Is a Perkins loan a direct loan?
Offered through the federal government’s Perkins Loans Program, a Perkins loan was a low-interest loan option made available to both undergraduate and graduate students who demonstrated an exceptional need for financial aid. … The program was replaced by Federal Direct Loans, often referred to as Stafford Loans.
Is Heartland Ecsi legit?
Heartland Educational Computer Systems, Inc., or Heartland ECSI, is a student loan servicer. That means that it doesn’t offer student loans. Instead, it merely collect payments for loans. It partners with more than 1,900 colleges and universities across the country.
What bank is Heartland Ecsi?
Heartland ECSI is a student loan servicer. That means that the company doesn’t offer student loans, but it collects payments for the loans. Many borrowers of Perkins Loans (student loans that are now defunct) will have their loans serviced by Heartland ECSI.
What is an Ecsi loan?
What is ECSI? ECSI is a campus-based loan servicer for colleges and universities. Their services include borrower support, billing statement generation, payment processing, due diligence, accounting, reporting and automated collection agency placement.
What is Heartland Financial Aid?
Heartland Community College (HCC) offers a variety of financial opportunities. After you have been accepted as a student in an eligible curriculum at HCC and have demonstrated need, we try to meet that need by offering aid. … This aid can consist of a grant, an on/off campus job, and/or a loan.
Who owns Heartland Ecsi?
Why are my loans in forbearance?
You can request a general forbearance if you are temporarily unable to make your scheduled monthly loan payments for the following reasons: Financial difficulties. Medical expenses. Change in employment.
Why did I get a check from Heartland ECSI?
Your institution will give you back your money if you paid more than what was necessary for your student loan or tuition or if you have excess financial aid that needs to be refunded. Heartland ECSI’s RefundSelect will notify you when you have a refund from your school waiting to be issued.