Personal/Signature Loan
Whether you need cash for a wedding, college tuition, vacation, or debt consolidation, a low interest rate Signature Loan from Cyprus is tailored to fit your needs. No collateral is required and there are no fees for application. Available in terms up to 60 months.
Also question is, are unsecured loans Safe?
These loans are less risky for lenders as there’s security involved, in case the borrower defaults. … Unsecured loans may not require collateral to cover the loss that a lender will incur, should the borrower default, but the inability to repay this loan will cause direct damage to your credit score.
Keeping this in view, do unsecured loans hurt your credit?
How Do Secured and Unsecured Loans Affect Your Credit? Secured and unsecured loans impact your credit in much the same way. When you apply for the loan, the lender will check your credit score and report. … Paying your loan or credit card on time can help you build credit.
Does Cyprus Credit Union do shared branching?
Shared Branch Locations
Cyprus Credit Union and other financial institutions share over 4,500 locations nationwide, enabling you to conduct financial transactions just like you do at your local credit union.
What is an unsecured personal loan?
Unsecured personal loans let you borrow money without having to offer up any assets, such as your car or your house, as collateral. The decision to offer someone an unsecured personal loan is based on their ability to pay back the money they borrow.
What is an unsecured signature loan?
A signature loan is an unsecured loan you can take out simply by providing a lender with your income, credit history and signature. Also called a good faith or character loan, you can qualify for this type of loan if you have a good credit history and your income is enough that you can repay it.
What is Cyprus Credit Union’s routing number?
What is the interest rate on an unsecured loan?
The range of the interest rate on any unsecured loan is between 10.99% to 32%. The borrowers can get the best interest rate based on their credit profile, income, employment and age.
What is the max unsecured loan?
What is the monthly payment on a $10000 loan?
In another scenario, the $10,000 loan balance and five-year loan term stay the same, but the APR is adjusted, resulting in a change in the monthly loan payment amount.
| Your payments on a $10,000 personal loan | ||
|---|---|---|
| Monthly payments | $201 | $379 |
| Interest paid | $2,060 | $12,712 |
Where is the closest Cyprus Credit Union?
Branch Locator
- 4700 S. 3578 W. 4700 S. …
- 4th South. Phone: (801) 260-7600. Lobby Hours: Monday-Friday 9am – 6pm. …
- 5600 W. Phone: (801) 260-7600. Lobby Hours: Monday-Friday 9am – 6pm. …
- Centerville WalMart. 221 W. Parrish Ln. …
- Draper. 183 E. 13800 S. …
- Foothill. 1375 Foothill Drive. …
- Herriman. 5027 W. …
- Jordan Landing. 3876 W.