Percent of Americans Who Have a Credit Score of 800 or Higher. Another report from The Ascent reveals that only 22 percent of Americans have a credit score of 800 or greater7.
Subsequently, does an 800 credit score matter?
An 800 credit score is a perfect credit score, believe it or not. Despite being just shy of the highest credit score possible (850), a credit score of 800 qualifies as perfect because improving your score further is unlikely to save you money on loans, lines of credit, car insurance, etc.
Consequently, is 800 a good credit score to buy a house?
An 800 credit score usually comes with low mortgage rates and can help you save thousands of dollars over the life of your loan. If you’ve managed to earn a credit score of 800 or higher, congratulations! … Credit scores stretch from 300 to 850, and the average American’s score sits at 711 as of October 2020.
Is 810 a good credit score?
Your 810 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Is a credit score of 850 good?
Your 850 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
What mortgage rate can I get with 850 credit score?
Average Mortgage Interest Rate With a 750 Credit Score
| Average Mortgage Rates by FICO® Score | |
|---|---|
| FICO® Score | Mortgage APR |
| 760-850 | 2.52% |
| 700-759 | 2.75% |
| 680-699 | 2.92% |