If your credit card is the only way you can access cash, American Express allows you to request a cash advance. Unlike other credit card issuers, Amex doesn’t offer that many ways to get a cash advance – you can only withdraw cash from a participating ATM. To do that, you’re going to need a PIN.
Furthermore, can you pay off an AmEx loan early?
With American Express Personal Loans, there are no application or origination fees. In addition, there are no prepayment penalties if you decide to pay your Personal Loan off early.
Moreover, does Amex have good customer service?
American Express ranked second for customer satisfaction with 838 points, just behind Discover. American Express offers a Help Center that provides answers to common questions on topics like account management, benefits and rewards, and security and fraud.
How Do I Live chat with American Express?
You can chat with us once you’re logged into your online account at americanexpress.com. Just look for the “Help” button at the top of your screen. For best results, access Chat from a desktop computer and make sure your browser is full size.
How do I talk to a real person at American Express?
As a Card Member, you can reach us anytime through your online account at americanexpress.com. Once you’re logged in, look for the “Chat” icon in the bottom corner of the “Home” screen. You can also call us at the phone number on the back of your Card.
What is AmEx cash advance?
The American Express Cash Advance program allows you to withdraw cash at participating ATMs up to the available cash advance limit on the card account. The fee for a cash advance can be $5 or 3% of the transaction, whichever is greater. But some cards may set the dollar limit at $10 instead.
What is express personal loan?
What you need to know about an American Express personal loan. American Express offers existing eligible cardholders unsecured personal loans issued by American Express National Bank. The bank offers its personal loans in amounts from $3,500 to $25,000, which you can repay over a term of 12, 24 or 36 months.
Why is Amex banned in India?
On April 23, India’s central bank had banned the US-based company from onboarding new domestic customers onto its card network for violating data storage norms. Meanwhile, Mastercard , American Express are still restricted from doing new business in India.